Pricing

One credit is roughly equivalent to generating one image. Almost every AI-powered job (text-to-photo, photo-to-art, portrait photos, wedding photos, magic eraser, etc.) costs 1 credit. A few lightweight operations like vectorization cost 0.1 credits, while upscaling costs 0.5–1 credit depending on resolution. The basic image editor is always free.

Yes — cancel any time, no questions asked. You'll keep your plan's benefits until the end of the billing period, then move to the Free plan automatically. All your previously created designs remain accessible.

No — top-up credits never expire and carry over indefinitely. Subscription credits (included monthly) reset at the start of each billing period, but any purchased top-up credits in your account are always used last.

All payments are processed securely through Stripe. We accept all major credit and debit cards, as well as Apple Pay, Google Pay, and other payment methods supported by Stripe checkout.

Absolutely. The Free plan gives you unlimited access to our art picture library, plus 5 bonus credits at sign-up and 3 AI generations per day. It's a great way to explore NeoPhoto before committing to a plan.

Subscriptions give you a recurring monthly credit allowance at a lower per-credit cost — ideal if you use NeoPhoto regularly. Top-ups are one-time purchases with no subscription required, perfect for occasional use or if you've run out of credits mid-project.

Free text-to-photo generations are posted to the public community gallery — this is how we're able to offer them at no cost. Because they're created from text descriptions only (no personal photos), there's no privacy concern. Pages generated from photos (photo-to-art, portrait photo) are never posted publicly, even on the free plan — they remain private and are just watermarked until you upgrade.